Job Title: Bilingual Universal Banker (English/Spanish)

Job Number: R38004

Overview:

Specializes in our branch customer experience through sales, service and digital engagement of our Consumer and Business Banking customers. Supports daily operations of the East Baltimore branch as a Teller and meets customer service and sales needs as required by the assigned branch. Holds customer appointments scheduled by customers and/or branch team as well as walk-in appointments to identify customer needs; refers complex customer needs to the appropriate team member/partner.

Primary Responsibilities:

• Educate customers and explain features and benefits of Consumer and Business Banking solutions; make recommendations based on the customer’s identified needs.

• Engage customers in a variety of ways to bank with us and provide solutions to meet their needs, encouraging and supporting the use of digital capabilities in customer interactions.

• Explain the high-level criteria used to decision loan applications.

• Complete servicing-related responsibilities specific to Consumer and Business Banking customer relationships and lead with inquiries to identify opportunities to solve for other banking needs.

• Follow the Bank’s sales process and provide simplified, customer-focused advice and guidance.

•Proactively reach out to customers to contribute to the retention and expansion of all Consumer and Business Banking relationships

•Adhere to established customer service standards and provide a differentiated experience by understanding customer needs and delivering solutions in moments that matter most to them

•Actively engage in lobby management, meeting and greeting customers and proactively inquiring and taking ownership to solve their banking needs

•Introduce appropriate banking partner when servicing needs present an opportunity for a product solution

•Assist and stay current with the Consumer and Business Banking AML (Anti-Money Laundering), BSA (Bank Secrecy Act) and KYC (Know Your Customer) processes and related activities

•Identify and escalate cases of suspected fraud

•Resolve and accurately log all customer complaints in the appropriate system

•Review, approve and help resolve Consumer and Business Banking customer overdrafts

•Accurately complete customer transactions

•Complete related operational activities required by assigned branch, including documenting interactions and appointments with customers using the appropriate system

•Adhere to applicable compliance/operational risk controls in accordance with Company or regulatory standards and policies

•Promote an environment that supports diversity and reflects the M&T Bank brand

•Maintain M&T internal control standards, including timely implementation of internal and external audit points together with any issues raised by external regulators as applicable

•Responsible for meeting and maintaining registration requirements under the Federal SAFE Act

•Complete other related duties as assigned

•The position is responsible for providing exceptional service to branch customers and resolving customer problems in a timely manner

•The position is a key driver of sales and the customer experience within the branch

•The position is responsible for interacting with appropriate areas within the Bank to ensure branch-related operational issues are resolved efficiently and accurately

•It is important for the jobholder to exemplify empathy, customer centricity, flexibility and adaptability, digital fluency, entrepreneurial spirit and critical thinking in support of the Company’s culture and brand

Qualifications

•High school diploma or equivalent (GED)
•Minimum of 1 year’s proven retail sales, call center, customer service, or telesales experience
•Must be able to fluently communicate both verbally and in writing with bank customers in both Spanish and English
•Ability to stand for long periods of time
•Prolonged use of hands and fingers
•Ability to lift light to heavy objects weighting 5 lbs
•to 30 lbs
•Ability to read fine print
•Ability to interact with customers in an open face-to-face work environment

• Strong verbal communication skills
• Strong interpersonal skills
• Ability to interact with varying customers (consumer to small business)
• Ability to effectively handle difficult customer conversations
• Well-organized
• Proven time management skills
• Proven prioritization skills
• Ability to work under critical time constraints in a team environment
• Proficiency with internet user-level technology
• Proven referral and/or sales ability


Branch Hours/Required Availability:
• Monday-Thursday: 9:00am-5:00pm
• Friday: 9:00am-6:00pm
• Saturday: 9:00am-1:00pm (every other Saturday is required)
• Sunday: Closed

Benefits:
• Full medical & dental benefits, Heath Savings & Flexible Spending Accounts, and life/disability insurance
• 3 weeks paid time off (PTO) plus 11 paid holidays and an option to buy additional PTO
• 401(k) match at 5% with options for Roth and discretionary employer contributions
• Various options for tuition assistance, paid parental leave, stock purchase, wellness and employee discounts, and more!

Salary: $20.00 (base) + 10% bilingual premium = $22.00/hr + quarterly commission.

Sign On Bonus: External new hires in this position are eligible to receive a $1,000 bonus!